SOCIO-ECONOMIC IMPACTS OF EROJECTS FINANCED BY THE LOCAL DEVELOPMENT FUND IN SOME VILLAGES IN GHARBIYA GOVERNORATE | ||
| Journal of Agricultural Economics and Social Sciences | ||
| Article 3, Volume 31, Issue 4, April 2006, Pages 2109-2121 PDF (2.27 M) | ||
| Document Type: Original Article | ||
| DOI: 10.21608/jaess.2006.156743 | ||
| Author | ||
| M. M.A. . Ahmed | ||
| Institute of Agricultural Economy Res., Agric. Res. Center. | ||
| Abstract | ||
| This research aims at identifying the socio-economic impacts on beneficiaries of some projects financed by the Local Development Fund, and recognizing the tendency of the non beneficiaries at the same area. in addition to that, it discovers the common problems in such projects to propose alternative solutions for the side of the beneficiaries. it was applied in 4 villages in Gharbiya Governorate with a sample size of 200 studied farmers (100 beneficiaries from the Local DevelOpment Fund and another 100 of non beneficiaries' category). A questionnaire was designed for collecting the primary data during the period of October and November 2005. The analysis process has dependent on using statistical analysis of means, percentages, and T test. The main criteria of the economic impact were represented by: the increase of family income, the save tendency, the degree of decreasing the unemployment level in the family, the increase of having electric appliances. Furthermore, the main criteria of the social impact were represented by: the degree of participation in devel0ping projects, the degree of leisure time utilization, social status, the exposition to the various mass media, the loyalty to local society, and personnel ambition of the projects beneficiaries. The results showed that there are negative tendencies of the majority of non beneficiaries to the projects financed by the Local Development Fund. Moreover, the research identified the common problems of these projects which are: decrease of the credit line approval, long chain procedures for getting the proposed credit, the exaggeration of credit guarantees (collateral), the raise of the loan installment, difficulty of the product marketing, and lack of training on managing project. This research recommends various activities to overcome the said problems which can be determined as follow: increase the credit value, raise the grace period, simplify the credit procedures, organize training programs on managing project for youth. and create effeaive marketing channels for the small project products. - | ||
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