ECONOMIC EFFECTS OF AGRICULTURAL LOANS ON THE PRODUCTIVITY OF SOME AGRICULTURAL CROPS IN NEW LAND. | ||
| Journal of Agricultural Economics and Social Sciences | ||
| Article 5, Volume 31, Issue 6, June 2006, Pages 3637-3648 PDF (3.01 M) | ||
| Document Type: Original Article | ||
| DOI: 10.21608/jaess.2006.156984 | ||
| Author | ||
| Abla. A. Ahmed | ||
| Cent.lab.For Design Stat Analysis Res., ARC | ||
| Abstract | ||
| The study was concerned with the recognition of the size of loans given to the farmers in the choosen sample from the new land, as well as the identification of crop pattern, production, costs, and the measuring of some economic indicators of the degree of efficiency in using in lended agricultural loans, in order to study the sufficiency and optimum using these loans. The study has shown-the loans given by the principal Bank for Development Agricultural and credit (P. B. D. A. C) represent about 66.1 % to investors, 32% to beneficiaries and 1.9% to graduates. It was also indicated that variable of production costs esfimated by the Bank is less than that estimated through the sample with ratio ranged 92.2% for peanut as maximum and 47.5% for tomato as minimum. The study also indicated that the ratio of loans given to sample farmers to the total cost of production reprints 96.3% for peanut as a maximum and 39.3% for cantalop as a minimum. The study also showed that (LE), invested gains about LE 1.21, 1.02, 0.87and 1.45 for wheat, maize, yellow maize and peanut respectively. The study recommend that the (P.B.D.A.C) should redistribute loans according. tcrthe productivity of crops in new land. And also the (P.B.D.A.C) should decrease the rate of interest of loans to formers and increase the grace period. | ||
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